If you choose a home care provider that does not employ its caregivers or assume responsibility for staff payroll, taxes, and worker's compensation, you, the customer, become that caregiver's employer.
Make sure the entity you choose is insured and protects their caregivers. Then you aren’t at risk of being liable for a caregiver.
You are responsible for the appropriate taxes and also for compensation should the individual become injured in your home (homeowner's insurance does not generally cover this type of liability).
To reduce the potential for fraud, abuse, and safety concerns, it is recommended that you conduct a thorough interview and background check to determine the caregiver's criminal history status, driving record, drug use, level of training or experience, communicable disease status, and knowledge of infection control procedures. Finally, you will need a back-up plan for care when the primary caregiver can't work.
Visiting Care Plus is a locally-operated, not-for-profit, state licensed home care agency. As a licensed provider, Visiting Care Plus requires all potential employees to be screened, referenced, and verified through thorough national criminal history checks, drug testing and license verification (where required.)
All caregivers are trained, bonded, and insured prior to entering customers' homes. We are responsible for our employees' payroll, taxes and workers' compensation, and we follow the guidelines of the federal Health Insurance Portability and Accountability Act (HIPAA) of 1996.